I think it is about a girl who has a male friend who is very attractive, but hard to please when it comes to sex. “All the guns and gold and the girls couldn’t get you off”. This part makes it sound as if he can get any girl “in the world” but still wouldn’t be satisfied with her.
The female friend maybe had a brief chance with him once. “I rembernwhen we were gambling to win. Everybody else said better luck next time...”
But then she realized she doesn’t want to have to be someone else just to impress him. She’d rather be friends and just watch him get in trouble. “I don’t wanna bend like the bad girls bend. I just wanna be a friend.”
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